Maryland's Property Team

"10 Step Guide to Home Buying"

Welcome to Our Team's "10 Step Guide to Home Buying"! Our team has 50+ years of local knowledge and experience helping clients find the right home! This guide contains an overview of the services clients receive who select Maryland’s Property Team for representation. If you have any questions or there is anything that we can help with at any time, Contact a Member of Our Team. Always the best!


Schedule a FREE No-Obligation Consultation!

  • Discuss your needs and how our team can help you achieve your goals!
  • Fully understand the home buying process!
  • Develop your customized home buying plan!
  • Make sure you are aware of the best possible financing options!


Highlights of Representation with Maryland's Property Team!!!


50+ Years Helping Clients Find the Right Home!

  • 2 top producing REALTORS® representing your best interests
  • Extensive local knowledge and experience
  • Personal service & easily accessible
  • Access to information so that you can make informed decisions
  • Always available to answer questions and help as needed
  • 3rd party honest professional opinion
  • Negotiation experts
  • Constant communication of progress throughout the process
  • Our Team's Exclusive "10 Step Guide to Home Buying"!


Direct Full-Service Brokerage

  • Saves you thousands
  • Our clients rarely pay a penny for the use of our services
  • No upfront or additional administrative fees ever
  • Most brokers charge a $400-$500 administrative fee to you at settlement!
  • Latest and greatest technology & innovation in the business
  • Access to our network of experts and professionals
  • Expertise includes residential, waterfront, luxury specialists, new construction, land development, commercial and more!


Be the 1st to know about properties coming on the market!

  • Instant new listing, coming soon and price change alerts
  • The most up to date & accurate data available
  • Ensure you see homes the 1st day on the market


Our Team's "10 Step Guide to Home Buying"!!!


Step 1- Our Initial Buyer Interview

  • It is important to choose a team and brokerage that you feel comfortable with and trust
  • Discuss your needs and how our team can help you achieve your goals
  • Our Initial Buyer Interview
  • Why are you buying?
  • Who will be involved in the purchase?
  • When would you like to purchase by?
  • Where would you like to buy?
  • What would you like to buy?
  • What would you like your real estate agent to help you with?
  • Any specific questions or concerns you would like us to cover?
  • What you should know about agency in Maryland
  • You have the right to buyer agency representation
  • Listing agents always represent the seller
  • Benefits of Representation with Maryland's Property Team
  • 50+ years of local knowledge and experience helping clients find the right home
  • Direct full-service brokerage
  • Our clients rarely pay a penny for the use of our services
  • Most brokers charge you a $400-$500 fee at settlement!
  • 2 top producing REALTORS® representing your best interests
  • Personal service & easily accessible
  • Latest and greatest technology & innovation in the business
  • Access to information so that you can make informed decisions
  • Always available to answer questions and help as needed
  • 3rd party honest professional opinion
  • Negotiation experts
  • Constant communication of progress throughout the process
  • Our Team's Exclusive "10 Step Guide to Home Buying"!
  • Expertise includes residential, waterfront, luxury specialists, new construction, land development, commercial and more!!!


Step 2- Developing Your Customized Home Buying Plan

  • Specific home search criteria
  • Location
  • Price range
  • Property type
  • # of bedrooms
  • # of bathrooms
  • Square footage
  • Lot size
  • Community amenities
  • Lifestyle features
  • Specific needs to even considering purchasing
  • Wish list
  • A timeline to get you moved in according to your schedule
  • Research market
  • View houses
  • Go under contract
  • Desired closing date
  • Make sure you are aware of the best available financing options
  • Foundation for your negotiation position with sellers!
  • How are you planning on financing your purchase?
  • Costs to consider when purchasing


Step 3- Finding Your New Home

  • You need to be the 1st to know about properties coming on the market and ready to go look when something of interest comes on
  • Instant new listing, coming soon and price change alerts
  • Updates before Zillow, Realtor.com or anyone else
  • Set to specific home search criteria of your choice
  • Search on your own and set your own alerts
  • The most up to date & accurate data
  • What buyers should know in today's market!
  • Inventory is low
  • Well priced listings in good condition do not last long
  • Need to be ready to go look when something of interest comes on
  • The average sales price vs. list price ratio in Anne Arundel County averages around 99%
  • Things that can be changed
  • Appliances
  • Lighting
  • Kitchens
  • Baths
  • Paint
  • Flooring
  • Roof
  • Siding
  • Cosmetics
  • Things that cannot or are difficult to change
  • Location
  • Neighborhood
  • Property features
  • Lot size
  • Square footage
  • Floor plan
  • Community amenities
  • Lifestyle considerations
  • Distance to work
  • School district
  • Almost all buyers compromise on something
  • Many homes need some updating
  • If a need can happen now and a want can be changed, we would suggest not to rule a property out online
  • It is unlikely that a buyer will find exactly what they are looking for, priced perfectly and not have competition


Step 4- Showing Appointments

  • The ability to show you any property listed for sale
  • Schedule all showings
  • Always present and looking out for your best interests
  • Honest 3rd party professional opinion
  • Point out important features, benefits and red flags
  • Access to detailed property information
  • Access to community amenities
  • Information on neighboring
  • Locations
  • Local attractions
  • Amenities
  • Answer specific questions and provide additional facts
  • Your impressions of each property will help us fine-tune the search process
  • We will ask you your positives and negatives after each showing
  • Why didn't we buy this one?


Step 5- Selecting 'THE ONE'

  • Buyers tend to purchase on emotion and justify with facts
  • It is our team’s job to make sure you have the knowledge to make informed decisions when purchasing
  • 2nd showing appointments
  • Access to additional information so that you can make an informed decision
  • Market data of similar homes to establish value
  • Mandatory seller disclosures
  • Homeowners association or condominium fees and inclusions
  • General age and condition of major structural & mechanical components
  • Schools
  • Crime Statistics
  • Demographics
  • Please let us know any questions you have!
  • Loan Estimate
  • Needed down payment
  • Closing costs
  • Monthly payment
  • Utility costs
  • Community amenities
  • Homeowners association or condominium fees and inclusions
  • Understand what any potential offer would address
  • Ways to improve the property
  • Things that may affect the use
  • Any specific questions you have? Let us know and we will find the answer!


Step 6- Negotiating the Purchase Agreement

  • Our team will provide you with information so that you can make an informed decision
  • Inform you of negotiation strategies
  • Prepare the purchase offer
  • Present the purchase offer to the listing agent and/or seller
  • Communicate the seller's response to you and if necessary, suggest further negotiating options
  • Reach an agreement that is acceptable to you
  • Sign appropriate documents to ratify the contract


Step 7- Planning from Contract to Closing

  • Our team will make you aware of what you will be responsible for
  • Distribute paperwork to all required parties
  • Inform you of important dates & deadlines
  • Develop a plan to make sure that everything is taken care of
  • Access to our network of real estate professionals & services
  • Schedule property inspections
  • Start mortgage process
  • Begin title work
  • Shop for homeowner’s insurance
  • Deliver homeowner's association or condominium documents
  • Create a move in plan
  • Set up utilities and services
  • The final walk through
  • Schedule settlement
  • Anything else specific to your transaction


Step 8- Guiding the Purchase to Closing

  • Our team will track and inform you of the progress of your transaction
  • Track completion of all contingencies
  • Property inspection remedies
  • Work with the lender to complete financing contingencies
  • Timeline to review homeowner's association or condominium documents starts from receipt
  • What to do if there are clouds on the title
  • Have utilities and services set to be transferred
  • Attend the final walk-through
  • Any help you may need, please let our team know!


Step 9- Settlement

  • At the end of settlement, you will own your new home!
  • Notify you of what to bring to settlement
  • Do not wire funds without calling and verifying instructions with the title company!
  • The settlement company’s responsibilities
  • Prepare all documents to transfer title
  • Deed
  • Settlement statement
  • Witness all parties signing of documents
  • Exchange all necessary funds
  • Provide all parties with copies of the settlement documentation
  • Ensure that the title is properly recorded in the local records office along with any mortgage liens
  • When all documents are signed & funds exchanged, the home is YOURS!!!
  • Receive keys and possession of property!!!


Step 10- Turning Your House into Your Home

  • Our service to our clients does not end at the settlement table
  • We want you to be our clients for life
  • Available to answer any questions you may have
  • Continued access to our network of real estate related services
  • Apply for the Homestead Tax Credit after 6 months of ownership
  • Tax Assessment Appeals
  • Yearly market data on how your investment is doing
  • Follow us on social media for
  • Tips on home ownership
  • Local market trends and insights
  • Real estate related updates
  • Being available for any real estate needs your friends, family or self may have!
  • FREE No-Obligation Seller Consultations & Property Evaluations! 


Schedule a FREE No-Obligation Consultation!!!